Thinking about a personal loan? We’ll give you an answer in a matter of minutes!
Our Representative APR 12.9%
For loans between £1,000 and £25,000
Why choose Hastings Direct personal loans?
Whether you're replacing your car, planning on some home improvements, or simply getting your finances in order, Hastings Direct may be able to offer you a loan.
We make it easy
Online application with no need to send anything in the post
A fair deal
We aim to offer great rates and we never charge setup fees
Representative example
If you borrow £7,500 over 60 months at a Representative APR of 12.9% and an annual rate of 12.19% (fixed) you would pay £167.57 per month. The total charge for credit will be £2,554.20 and the total amount repayable is £10,054.20.
The majority of people who take out a loan between £5,000 and £15,000 will be given the advertised Representative APR or lower. The rate you’re offered will depend on the amount you wish to borrow along with your personal circumstances, financial circumstances and credit history.
Need help? Contact one of our team today
We’re here to help if you’re struggling with your payments
Got a question?
You might find the help you need in our FAQs.
Looking for Hastings Direct insurance?
Millions of UK customers trust us to provide competitive and straightforward car, home, bike and van insurance.
Car insurance
Our straightforward car insurance is Defaqto 5 Star rated, so you can be sure you're getting a great product. Plus you can choose from a great range of optional extras.
Home insurance
Relax in the knowledge that your home and its contents are well covered. Choose from buildings, contents and combined policies to get the level of cover you need.
Bike insurance
Great motorbike insurance with flexible extras. Tailor your cover to suit your needs and budget - leaving you free to enjoy the open road.
Van insurance
All the tools for a great van insurance package, plus flexible options such as breakdown cover and legal protection, so you can tailor your cover to your needs.