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Personal loans

Hastings Direct

Whether you're replacing your car, planning on some home improvements, or simply getting your finances in order, a personal loan from Hastings Direct could be more affordable than you think.

Check your eligibility

Why choose Hastings Direct personal loans?

We make it easy

We make it easy

Online application with no need to send anything in the post

A fair deal

A fair deal

We aim to offer great rates and we never charge setup fees

Apply with confidence

Apply with confidence

Checking your eligibility won't affect your credit score

Representative example

If you borrow £5,000 over 5 years at a Representative APR of 3.3% and an annual rate of 3.25% (fixed) you would pay £90.40 per month. The total charge for credit will be £424.00 and the total amount repayable is £5,424.00.

The majority of people who take out a loan between £5,000 and £15,000 will be given the advertised Representative APR or lower. The rate you’re offered will depend on the amount you wish to borrow along with your personal circumstances, financial circumstances and credit history.

Interested in applying for another loan amount?

Contact us
0333 999 8875

Lines open 09:00am to 17:30pm Monday to Friday

Our Representative APR


For loans between £5,000 and £15,000

Loan amount Representative APR
£1,000 - 1,999 19.9%
£2,000 - 2,999 14.9%
£3,000 - 4,999 8.4%
£5,000 - 7,499 3.3%
£7,500 - 14,999 3.3%
£15,000 - 19,999 4.9%
£20,000 - 25,000 4.9%
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Interested in applying for another loan amount?

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